Call Center In India - Call Center Industry in India
Monday, January 31, 2005
 
Call Center India -- Lease line tariff rates to drop by 70%

In a move that is bound to bring cheer to corporate world, Internet service providers,
Call Center India and software companies, leased-line tariffs in the country are set to witness a significant reduction.
The Telecom Regulatory Authority of India has completed the consultation phase and is finalizing the revised rates. While declining to specify the date, Telecom Regulatory Authority of India member D P S Seth said, "The revised rates will be announced by the end of the month."

According to the Telecom Regulatory Authority of India executives, the revised rates were drafted after the regulator had compared the existing lease-line prices in various countries, including China, Australia, Singapore, the US and UK. "A whole list of parameters have been considered as we are aware that there can be no across-the-board comparison with foreign operators," said a Telecom Regulatory Authority of India executive. Furthermore, he added that studying the international market had a bearing on the revised rates.

The regulator had issued a consultation paper proposing that the leased-line charges be reduced by 70 per cent: the fee for the 64 kbps be brought down from Rs. 96,000 per annum to Rs 24,000 (per annum) and that of the 2 mbps line be reduced from Rs 22 lakh to Rs 8.5 lakh.

"A revision is long overdue. It is a fact that bandwidth rates in India are higher than global prices. Bandwidth rates account for a major component of the input costs for telecom and other service providers. Our information technology services need to be revised if they are to remain competitive in the global market," said Amitab Singhal, president of the Internet Service Providers Association of India.

The state-owned service providers, Bharat Sanchar Nigam Limited (BSNL) and Mahanagar Telephone Nigam Limited (MTNL) however, fear that a drastic reduction in leased-line charges is likely to make the business of leased lines unviable, apart from eating into their revenues.
BSNL has already replied to the regulator's proposal, and has said the proposed changes "have been made arbitrarily... and are pre-determined without any logical basis"."We have taken these factors into consideration," was Seth's response to these concerns.
Priyanka. S

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The U.S. Government is the nation's largest provider of financial assistance to women & minority owned small businesses. The U.S. Small Business Administration (SBA) is Congressionally mandated to assist the nation’s small businesses in meeting their financing needs. The SBA has small business loan programs and services to meet most small business needs. More information on U.S. Government Small Business Loans can be found at **www.SBASmallBusinessLoans.com**

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When a small business owner applies to a lending institution for a business loan, the lender reviews the application and decides if it merits a busiuness loan or if it requires an SBA guaranty. SBA backing on the business loan is then requested by the lender. In guaranteeing the business loan, the SBA assures the lender that, in the event the borrower does not repay the loan, the government will reimburse the lender for its loss. By providing this guaranty, the Small Business Administration helps tens of thousands of small business owners get financing they would not otherwise obtain.

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The 7(a) Loan Guaranty Program is the SBA's primary small business loan program. A maximum loan amount of $2 million has been established for 7(a) business loans.

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SBALowDoc is the SBA’s quick and easy program that provides a guaranty on small business loans of $150,000 or less. Once you have met your lender’s requirements for credit, the lender may request an SBALowDoc guaranty for up to 85 percent of the loan amount. You complete the front of a one-page SBA application, and the lender completes the back. At SBALowDoc centers, the agency processes completed applications within 36 hours.

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This method makes it easier and faster for lenders to provide small business loans of $250,000 or less. The SBA provides a rapid response through its PLP processing center in Sacramento, Calif.— within 36 hours of receiving the complete application package. Lenders use their own procedures to approve and service the loans.

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The CommunityExpress pilot program is designed to spur economic development and job creation in untapped rural and inner city communities by providing loans and technical assistance. Loan proceeds may be used for most business purposes, including start-up, expansion, equipment purchases, working capital, inventory or real-estate acquisitions.
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• CommunityExpress focuses on predesignated geographic areas that primarily low- and moderate-income urban and rural areas.

• The maximum loan amount under CommunityExpress is $250,000.

• CommunityExpress lenders, together with the National Community Reinvestment Coalition, provide hands-on technical training and support, both before and after loan closings, through community-based, nonprofit NCRC member organizations.

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What can I use the loan proceeds for?

You can use an SBA small business loan to:

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The length of time for repayment depends on the use of the loan proceeds and the ability of your small business to repay the loan.The term is usually 5 to 10 years for working capital, and up to 25 years for fixed assets such as the purchase or major renovation of real estate or purchase of equipment. There are no balloon payments, prepayment penalties, application fees or points permitted with these small business loans. Repayment plans may be tailored to each individual small business.

How do I get started?

You submit a business loan application to a lender for initial review. If the lender approves the business loan subject to an SBA guaranty, a copy of the loan application and a credit analysis are forwarded by the lender to the nearest SBA office. After SBA approval, the lending institution closes the business loan and disburses the funds; you make monthly loan payments directly to the lender. As with any loan, you are responsible for repaying the full amount of the loan. Visit **www.SBASmallBusinessLoans.com** for more info.
 
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Hi,

I am Emily. You have got a real nice blog here. Seriously, I read only two finance related blogs. One is yours and the other offers tips on how to secure a business commercial financing loan online.
There was a time when the thought of financial freedom appeared to me as will-o'-the-wisp. Managing my finances seemed like an arduous task. I strived for more leeway in my budget, but could not accomplish it - what I needed then was to seek out the best financial tips online.
Thankfully, I got help in time from your blog.

Regards,
Emily
 
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